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FUNDING BUY-SELL AGREEMENTS

A buy-sell agreement is a legally binding agreement between co-owners of a business that governs the situation if a co-owner dies or leaves the business, whether by force or by choice. A funded cross-purchase buy-sell plan utilizes life insurance to help ensure that the arrangement is properly funded so that there will be money if the event occurs.

Disclosure

Gail Kincannon is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AL, AR (AR Insurance License #1200410), AZ, CO, FL, IL, IN, LA, MD, MN, MO, NC, NH, NJ, NV, NY, OR, TN, TX, VA, and WA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Gail Kincannon is licensed and authorized to offer insurance in Arkansas, but The Rainier Financial Group LLC may not be. For additional information on Arkansas licensure status, please click here.

Gail Kincannon is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 6806 Fm 2244 Rd Ste 1, Austin, TX, 78746, 512-330-0777. In this regard, this communication is strictly intended for individuals residing in the states of NC, TN, and TX. No offers may be made or accepted from any resident outside the specific states referenced.

Gail Kincannon is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of NC, TN, and TX. As such, these services are strictly intended for individuals residing in the states referenced.

Kathryn Watson is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the of . No insurance business may be conducted outside the referenced.

As a New York Life Agent, Kathryn Watson is licensed and authorized to offer insurance in California, but The Rainier Financial Group LLC may not be. For additional information on California licensure status, please click here.

Kathryn Watson is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 6806 Fm 2244 Rd Ste 1, Austin, TX, 78746. In this regard, this communication is strictly intended for individuals residing in the of . No offers may be made or accepted from any resident outside the specific referenced.

Samantha Talley is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the of . No insurance business may be conducted outside the referenced.

As a New York Life Agent, Samantha Talley is licensed and authorized to offer insurance in California and Arkansas, but The Rainier Financial Group LLC may not be. For additional information on licensure status, please click here for California and/or click here for Arkansas.

Samantha Talley is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 6200 Bridge Point Pkwy Ste 300, Austin, TX, 78730, 210-259-7130. In this regard, this communication is strictly intended for individuals residing in the of . No offers may be made or accepted from any resident outside the specific referenced.

Sonali Amodwala is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the of . No insurance business may be conducted outside the referenced.

As a New York Life Agent, Sonali Amodwala is licensed and authorized to offer insurance in California, but The Rainier Financial Group LLC may not be. For additional information on California licensure status, please click here.

Sonali Amodwala is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the of . As such, these services are strictly intended for individuals residing in the referenced.

Victoria Briones Magallanez is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the of . No insurance business may be conducted outside the referenced.

Victoria Briones Magallanez is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 6806 Bee Cave Road Suite 1c, Austin, TX, 78746. In this regard, this communication is strictly intended for individuals residing in the of . No offers may be made or accepted from any resident outside the specific referenced.

The Rainier Financial Group LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither The Rainier Financial Group LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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